Currently Featured
Free Annual Credit Report
Credit reports are something that can determine the rate of interest on your mortgage or car loan, whether you get approved for that Platinum credit card and much more.
Under the Fair and Accurate Credit Transactions Act, each legal U.S. resident is entitled to one free copy of his or her credit report from the three credit reporting agencies once every twelve months.
This information is available at the only government-sanctioned credit reporting agency-operated website, annualcreditreport.com, by calling 1-877-322-8228, or by mailing the Annual Credit Report Request Form.
To guard against inaccurate information or fraud more often than yearly, one can request a report from a different credit reporting agency each four months. However, the free report does not contain a credit score, though a credit score may be purchased at the time of access.
Requesting a credit report will subject you to “pre-screened” offers of credit cards. To prevent all three credit bureaus from making your address available to credit card companies for this purpose, you may opt out by calling 1-888-5-OPT-OUT (1-888-567-8688).
Equifax and Fair Isaac teamed up to provide consumers with their FICO credit scores. The other two credit bureaus, TransUnion and Experian, also sell their scores to consumers. Experian calls its credit score product PLUS Score. The PLUS Score ranges from 330 to 830.
posted 19 August 2007 @ 0:48 by helpfulguy » 0 Comments
Previously Featured
Sub Prime Mortgages
Sub Prime Mortgages or Sub Prime Lending has contributed to what is now deemed a crisis in the USA. The Federal Reserve spent $34 billion purchasing mortgage-backed securities last week, in an attempt to stop the slide of stock markets around the world reacting to the sub prime mortgage industry coming to its knees.
Sub Prime [...]
15 August 2007 » read » 2 Comments
Secondary Feature
Ladies Car Insurance
I saw on technorati that one of the top searches was ‘ladies car insurance‘. I was wondering why, and then I realised what it was all about: because ’statistically’ women are so much better than men at certain activities :p then they benefit from this in certain ways, namely when it comes to car insurance, [...]
